Which insurers actually pay out
What pet owners themselves report about their insurance — the reimbursement share they see and how often the final bill matched the estimate. Built entirely from member-shared bills, shown only once there's enough to be fair, and ranked by nothing.
Trupanion
Not enough shared bills yet for Trupanion — add yours.
Share your bill →Nationwide
Not enough shared bills yet for Nationwide — add yours.
Share your bill →Healthy Paws
Not enough shared bills yet for Healthy Paws — add yours.
Share your bill →Embrace
Not enough shared bills yet for Embrace — add yours.
Share your bill →ASPCA Pet Health Insurance
Not enough shared bills yet for ASPCA Pet Health Insurance — add yours.
Share your bill →Lemonade
Not enough shared bills yet for Lemonade — add yours.
Share your bill →Fetch
Not enough shared bills yet for Fetch — add yours.
Share your bill →Spot
Not enough shared bills yet for Spot — add yours.
Share your bill →Pumpkin
Not enough shared bills yet for Pumpkin — add yours.
Share your bill →MetLife
Not enough shared bills yet for MetLife — add yours.
Share your bill →Informational only — not advice or a recommendation to buy, keep, or switch any policy. Figures come from what pet owners chose to share about their own bills and plans, are never shown below 20 shared bills for a provider, and each is labelled with the number of bills, plans, or reviews behind it.
Already had a claim paid out?
Upload the Explanation of Benefits your insurer sent and we'll show the reimbursement math in plain language — what your plan promised, what the deductible took, and what actually reached you.
Insured? Help fill in the picture.
Every insured bill you check — with your provider and what you actually paid — makes these numbers more honest for the next pet owner.