Decode your insurance payout

Your insurer sent an Explanation of Benefits — the letter explaining what it paid on your claim and why. Upload it and we'll show the arithmetic in plain language: what your plan promised, what the deductible took, and what actually reached you.

This is arithmetic against the figures printed on your own EOB — not a coverage determination and not legal or insurance advice. Policy exclusions, per-condition caps, waiting periods, and benefit schedules vary by plan and aren't reflected here. Your EOB is read once and never stored — only the figures on it are saved.

FairVet is not an insurance advocate and is not affiliated with, endorsed by, or acting on behalf of any insurer. This tool does not evaluate your insurance policy's terms and cannot guarantee your insurer will change its decision. It's one way to organize your case — not a solution, and not a promise about how your claim ends up.

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Take a photo or upload your EOB

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